How does this work for our company?

1.	Employees choose a monthly pre-tax salary reduction amount Each $300 in salary reduction increases an employee's take-home pay by up to $100 or more
2.	Employees select a personal health policy for themselves or dependents Personal policies are permanent, portable and cost healthy employees or dependents much less than group coverage
3.	Employees are reimbursed, tax-free through ZanePRA for their premiums ZanePRA Reimbursements cover personal health insurance premiums for employees, dependents, or COBRA from a former employer

Employees get Health Benefits at No Cost to Employers

Employers save $459 per employee on FICA/FUTA
Employees save up to 40% of their insurance premium in withholding taxes, improving their take-home pay

See Employee Savings Example

Without ZanePRA		$500/month ZanePRA
$4,000 Gross Salary		-$3,500 Gross Salary
-$1,400 Witholding (35%)		-$1,225 Witholding (35%)
=$2,600 Net Salary		=$2,275 Net Salary
		+$500 PRA Reimbursement
=$2,600 Actual Paycheck		=$2,775 Actual Paycheck

Take-Home-Pay without ZanePRA $2,600 per month		Take-Home-Pay with ZanePRA $2,775 per month
Employee receives $2,100 per year more Take-Home-Pay Employer saves $459 per year (7.65%) on FICA/FUTA per employee

Get Started

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No Need to Wait - No Changes to your Existing Health Benefits!
Offer your employees, new hires, ineligibles, spouses, and dependents immediate cash savings without any changes to your existing health benefits plan.

Contact your ZanePRA Agent Today

Copyright © 2012, Zane Benefits Inc.
Disclaimer: The information provided on this website is general in nature and does not apply to any specific U.S. state except where noted.
Health insurance regulations differ in each state. See a licensed agent for detailed information on your state. Zane Benefits, Inc. does not sell health insurance.

This website and related materials contain proprietary information, property of Zane Benefits, Inc., patent pending. Patents mentioned refer to patents or patent pending.
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